Don’t Need Cash
Years ago, when I was making good money I would carry about half a paycheck around for spending money. It was just easier to cash my paycheck and pay for all my shopping with cash than it was to write a check and go through those awful check approval processes. And credit cards were an expensive convenience. So I used cash for everything but bills that had to be paid in the mail.
cash (free clip art)
Now it is so much easier to use a debit card when shopping that I almost never use cash. The debit card is accepted just about every place that I go and I haven’t written a check in over 3 years.
As much I as I dislike banks, I’ve been a fan of alternative ways to handle money, especially if I can avoid credit cards and checks.